Keeping you and your business healthy!
As a leading independent intermediary, we offer a wide range of products tailored to achieve the most suitable cover, with the most appropriate benefits at a competitive cost.
We specialise in Private Medical Insurance including Cash Plans, Dental Insurance and Occupational Health and handle the healthcare arrangements for many small, medium and major organisations throughout the UK and overseas. Our hands-on approach is geared to be both responsive and proactive.
PRIVATE MEDICAL INSURANCE
The private medical insurance industry now offers an extensive range of plans with new insurers entering the market on a regular basis. The rapid growth of the sector means that it is almost impossible for companies and individuals to assess all the market alternatives and, as with other types of insurance, the services of a specialist broker should be sought to handle schemes and negotiate with insurers.
Given the opportunity to appraise your company’s healthcare needs, we would look carefully into your existing arrangements where applicable and carry out a comprehensive review, the objective being to achieve the most suitable cover, with the appropriate benefits at a competitive cost.
Our Healthcare department handles all types of individual plans, often involving Retirement, Group Leavers, Over-Age Dependants, etc.
Our dedicated administration back-up team provides continuous management and assistance for all your healthcare arrangements.
- Checking that documentation relating to your scheme issued by the insurers is correct, as negotiated by us on your behalf
- Liaising with your insurer to ensure the scheme runs smoothly
- Dedicated account management support
- Claims support
- Day-to-day assistance, i.e. additions/deletions
Our staff have considerable experience of the healthcare market with many having held roles with major insurers.
The team approach involves all our people delivering total client support.
We are able to arrange flexible benefits packages tailored to individual company requirements. Discounted Health Screening is available throughout the UK to our clients. Group dental plans are seen as a valuable addition to employee benefits and we have a wide range of schemes available. We promote a wide range of cash plans which can be offered on a company paid or voluntary basis. We offer occupational health services directed at the prevention of disease and injury in the workplace, via several key providers. This includes Absence Management programmes Working closely with major providers, we can offer clients various levels of Counselling Programmes and Management Services. Our in-house service can provide cover to companies whose staff travel or reside abroad. Holiday insurance at competitive rates can also be arranged. For travel insurance we usually act as introducers only.
These are arranged through Wealthcare’s specialist programmes including consideration of policies which are available for financial protection against accidents, long-term disability, critical illness, key man cover, pension planning and wealth management.
Almost invariably we are able to negotiate more competitive terms than those in place before our involvement. This can often be achieved without a change of insurer. The benefit of our involvement is not limited to renewal negotiations; the personal contact we maintain with our clients helps to ensure that our standards of service are of the highest quality and your healthcare arrangements run smoothly. Regular claims analysis for large company schemes ensures that you are fully aware of the trends in your scheme. This can prove invaluable in detecting any underlying pattern when budgeting for future healthcare costs. We make no charges whatsoever to existing or prospective clients for reviewing or maintaining their healthcare arrangements, as insurers’ margins include remuneration payable to intermediaries (whether they are utilised or not).
WHY APPOINT US?
Our involvement can only be to your benefit. We aim to reduce your costs and the benefits will be tailored to your needs with any administrative burden minimised. We place great emphasis on understanding our clients’ needs and we believe that this commitment has resulted in our significant growth in the healthcare market.