Most businesses and organisations have people whose departure could have a serious financial impact on the business. While short-term absences can usually be managed, the real issue for many firms is what happens if the key person dies suddenly or cannot work for some weeks or months because of a serious illness or disability. Key person insurance can provide cover against the financial consequences of losing a key person in this way. In other words, it is a type of business continuation insurance.

Key People may include:

  • A controlling director who has personally guaranteed bank loans made to the business
  • A sales director with extensive business contacts and influence
  • A technical director
  • A director who has recently been headhunted at considerable expense
  • A production director
  • A key designer

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SPEAK TO A MEMBER OF OUR FRIENDLY TEAM TODAY ON: 0161 348 7100

A SAMPLE OF OUR PARTNERS…

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My wife and I are now both retired and have relied on Wealthcare for guidance and advice on pensions, our investments and on a wide range of financial issues. We have never been failed and the advice has always been prompt, reliable, professional and, equally as important, explained in non financial jargon thereby making understanding so much simpler.

Mr & Mrs Franks - Individual Clients
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Both myself and my business partner Andrew have used Wealthcare for a number of years now and cannot recommend them highly enough. They've arranged plans which protect us in several areas including life insurance, critical injury and key man cover, Stephen also organised for a shareholders' agreement to be put in place for extra peace of mind.

Sizzle Creative Agency Limited
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It wasn’t hard to choose Wealthcare from the list of brokers eager to win our business. From the very start, they sought to understand our company’s particular needs and (importantly) how I choose to work. They listen and deliver. Available to discuss any query, they are friendly, easy to communicate with, responsive, and always looking to go the extra mile to meet our expectations. How could I do anything other than heartily recommend this excellent organisation.

Timpson Limited
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The Healthcare team have been a pleasure to deal with as they have made the process of sorting out and managing our PMI straightforward and simple. The Claims and Admin staff are very knowledgeable and will always go the extra mile.

Hodgsons Chartered Accountants
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Both Michelle and Rachael have been fantastic. Thank you from the bottom of my heart. I will always recommend you and your company, you have been nothing but supportive, professional, diligent and great fun.

David Smith, Smith and Jones Management

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