Matthew is a company director.

He wanted to put in place a comprehensive Private Medical Insurance (PMI) scheme for the employees of the company to enhance their benefit package


To approach the market and obtain a comprehensive level of cover for the company at the most competitive cost. We were also to consider the insurer’s administrative standards.


The company had no existing cover in place so we were able to approach our panel of insurers for this ‘Virgin’ scheme.

We looked at obtaining costs with full out-patient cover, full cancer cover, mental health cover and to help reduce costs incorporate an excess of £100 per person per policy year. We requested quotations for members to be added to the scheme on a Moratorium underwriting basis.


We researched the market and we were able to obtain a competitive premium:

No. Of Employees – 10

Cover Levels – Full out-patient Cover & Diagnostics, Extended Cancer Cover, Full Cover Therapies

Hospitals – Nationwide

Excess – £100 per person per policy year

Monthly Premium – £314.66 per month

In addition to this we also recommended the client put in place a Level 1 Cashplan, at a cost of £1 per week per employee. This plan enabled the employees to use the Cashplan as an alternative from the PMI scheme for the minor elements of Healthcare (i.e. obtaining refund of costs incurred for scans of up to £200 per year, up to £60 for dental and £60 for optical treatment.

The company were happy with our recommendation and put in place both the PMI and Cashplan schemes for their employees.


My wife and I are now both retired and have relied on Wealthcare for guidance and advice on pensions, our investments and on a wide range of financial issues. We have never been failed and the advice has always been prompt, reliable, professional and, equally as important, explained in non financial jargon thereby making understanding so much simpler.

Mr & Mrs Franks - Individual Clients

Both myself and my business partner Andrew have used Wealthcare for a number of years now and cannot recommend them highly enough. They've arranged plans which protect us in several areas including life insurance, critical injury and key man cover, Stephen also organised for a shareholders' agreement to be put in place for extra peace of mind.

Sizzle Creative Agency Limited

It wasn’t hard to choose Wealthcare from the list of brokers eager to win our business. From the very start, they sought to understand our company’s particular needs and (importantly) how I choose to work. They listen and deliver. Available to discuss any query, they are friendly, easy to communicate with, responsive, and always looking to go the extra mile to meet our expectations. How could I do anything other than heartily recommend this excellent organisation.

Timpson Limited

The Healthcare team have been a pleasure to deal with as they have made the process of sorting out and managing our PMI straightforward and simple. The Claims and Admin staff are very knowledgeable and will always go the extra mile.

Hodgsons Chartered Accountants

Both Michelle and Rachael have been fantastic. Thank you from the bottom of my heart. I will always recommend you and your company, you have been nothing but supportive, professional, diligent and great fun.

David Smith, Smith and Jones Management

Request a call-back

Full Name

Telephone Number

Interested In